We have put together some helpful information that will help you understand the mortgage process.

Frequently Asked Questions
Find answers to some frequently asked questions.

Free Credit Report
Get a free credit report and score from Experien.

Loan Advisor
Fill out a simple form and we will help you find the loan that's right for you.

Types of Loans
See a list of the many different types of loans available along with their description.

Glossary of Terms
If your have heard a term that you are not familiar with maybe our Glossary of Terms might help.

Needed Documents
Here are some of the common documents needed for a documented loan.

Credit Challenged
If you are worried that your current credit situation could be a problem, let us help.


If you have any questions, contact Universe Financial Corp. by calling 305-225-1548 or sending a fax to 305-225-2422. Email us at info@universefinancial.com.